NID-HCA Southern Crescent foreclosure prevention program is designed to address the successful resolution of mortgage default and delinquencies. We work with major lenders advocating on behalf of our clients for affordable financial solutions We provide information and recommendations, allowing our clients to make appropriate decisions to settle their mortgage issues.
HOW WE CAN HELP
NID-HCA Southern Crescent offers educational workshops and counseling session on strategies to avoid foreclosure.
RESOLVING OR PREVENTING MORTGAGE DELINQUENCY OR DEFAULT:
This service includes to the consequences of default and foreclosure and will cover the following:
Budgeting and credit
Obtaining re-certification for mortgage subsidy and establishing reinstatement plans
This service also include helping clients affected by predatory lending; foreclosure prevention strategies; explaining the foreclosure process; providing referrals to other sources and assisting client with locating alternative housing.
LOOK UP YOUR LOAN
If your mortgage is owned by Fannie Mae or Freddie Mac, you may be eligible for a Home Affordable Refinance to take advantage of lower interest rates. Your mortgage company can tell you who owns your loan. Find their contact information here. You can also contact Fannie Mae and Freddie Mac directly by clicking on the links below.